Thoughtful perspectives on wealth, stewardship, and decision-making across generations.
A founder holding a large QSBS position usually has two objectives that do not come due at the same time. The estate planning objective is to move stock out of the estate while it is worth relatively little, so that the future appreciation belongs to the transferees rather than to the founder. The Section 1202 objective is to have qualifying stock owned by more than one taxpayer at the exit, so that more than one per-issuer limitation is available against the gain.
As the founder, you perform an executive financial role that no one has formally defined. You see the operating business, investments, liabilities, taxes, trusts, estate plan and family needs as parts of one system. You decide which risks are worth taking, how much liquidity to maintain, where new capital should go and which recommendations from outside advisers actually fit. Other people may prepare returns, draft documents, manage accounts or administer entities. You make the tradeoffs and remain responsible for the combined result.
Acquiring a primary residence, getaway, or family compound is often categorized as a lifestyle choice, distinct from wealth transfer and…
How a well-known structure delivers durable after-tax alpha for families well below the threshold many advisors assume. For families running…
SagePoint works with a limited number of families where discretion, long-term intent, and the scope of complexity warrant a dedicated partner. An initial discussion is intended to understand context, priorities, and whether a relationship makes sense.
